Deliver financial experiences that scale
Flinks brings bank connectivity, financial intelligence, and payments into one platform, so your team can verify customers, assess risk, and move money without manual work.
Trusted by leading financial institutions and innovators
Replace manual reviews with
verified financial data
From account verification to payments, automate the checks that matter for your business.
Verify bank accounts and ownership
Confirm account details and match the owner’s name and address in seconds with instant bank verification.
Access balances and transaction history
Pull verified balances and transactions from 15,000+ institutions across North America.
Process documents and catch fraud
Extract data from bank statements and void cheques automatically, and detect 3x more fraud than manual reviews.
Verify income
Identify income sources and amounts from validated bank data, without collecting pay stubs.
Analyze cash flow and credit risk
Assess spending, liabilities, NSF, and loan stacking with 4,500+ financial attributes.
Fund accounts and collect payments
Send and receive payments over EFT and Interac Request for Money, with the account verified first. Available in Canada only.
Launch new financial experiences faster
Flinks builds new capabilities with your team and runs them after launch.
We build it with you
Dedicated Flinks squads scope and deliver new capabilities like account switching, investment transfers, and embedded finance, with security and compliance built in from day one.
We run it after launch
Flinks handles the infrastructure and operations behind your open banking program, from partner onboarding and accreditation to consent management, governance, and support.
Why Flinks
Reliable bank connectivity
Connect to 15,000+ institutions across North America, with a 95%+ connection success rate and leading Canadian coverage.
Complete cash flow insights
4,500+ financial attributes covering income, cash flow trends, liabilities, NSF, overdrafts, and loan stacking.
Flexible deployment
Embed Flinks in your app or website, or go live faster with Flinks Express, a hosted flow branded to your business with minimal development effort.
Support that moves fast
Canadian connectivity is our expertise. When a connection breaks, we fix it in hours or days, where other providers can take weeks.
Our solutions
Not sure where to start? Pick a product and we’ll tailor the call to it.
Easily connect and access financial data
Serve more customers, allow them to connect their bank accounts, and gain instant access to data from 15,000+ financial institutions in North America.
Detect 3x more fraud
Verify bank statements and void cheques in real time to prevent fraud, accelerate decisions, and streamline onboarding.
Translate raw financial data into insights
Gain in-depth insights on your customers in seconds to power faster and smarter decisioning.
Send and receive payments
Simplify account validation, funding, loan repayments, and PAD authorization with one secure payment platform.
Meet with an expert today
Book a 30-minute chat to see how Flinks can help you build seamless financial experiences.
“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
Laura Lampe
VP, CX Operations
“With our AI and credit models the more data we have, the better decisions we can make. And Flinks help us by giving us more data. They give us both a macro and micro view of consumer behaviour.”
Jonathon Goler
Chief Risk Officer
“Files are securely transferred from our front-end, which powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
Paul von Martels
Vice President
