Financial insights for smarter decisioning
Turn raw data into 4,500+ real-time attributes covering transactions, income, cash flow trends, liabilities, NSF, overdrafts, loan stacking, and more.
Trusted by leading financial institutions and innovators
From raw data to decision intelligence in four simple steps
Choose from our aggregated financial data, uploaded documents or external sources.
Flinks Enrich categorizes transactions and identifies trends to generate insights.
Access insights through our no-code dashboard to monitor financial health and risk at a glance.
Use our APIs and webhooks to feed enriched data back into your systems and power smarter decisioning.
The Flinks difference
Connect data from any source
Plug in aggregated bank data via Flinks Connect, verified documents through Flinks Upload, or CSV and JSON files with raw data from external providers like Plaid.
Automatically categorize transactions
Flinks Enrich analyzes up to 12 months of transaction history, categorizing income sources, expenses, liabilities, and fees — helping you save time and prevent mistakes.
Uncover cash flow trends
Evaluate income consistency, track balances over time, and detect liabilities with precision.
Flinks Enrich reveals cash flow trends, days with a negative balance, and loan breakdowns so you can assess each customer’s financial health and risk.
.avif)
Visualize insights instantly
For customers who aren’t API-ready, Flinks provides a no-code, intuitive dashboard to explore financial insights without the need for engineering resources or complex integrations.
.avif)
Integrate through APIs and webhooks
Retrieve complete attribute packages or customize API calls to access only the data you need.
Use webhooks to automatically receive refreshed insights every time an account updates.
.avif)
We provide 4,500+ attributes to power smarter decisioning
Thousands of data points, unlimited possibilities
Verify income instantly
Predict repayment ability
.svg)
Detect default risks early
.svg)
Monitor borrower cash flow
.svg)
Analyze deposit behavior
.svg)
Build smarter budgets
Spot spending trends
Supercharge your underwriting
Launch financial products
Track business cash flow
Automate tax prep
Screen tenants with confidence
Validate rent payments
Verify utility payments
Assess credit risk
Uncover fraud signs
Onboard more customers
Monetize financial insights
Frequently asked questions
- What’s the difference between Flinks Connect and Flinks Enrich?
Flinks Connect provides raw banking data such as accounts, balances, and transactions. Flinks Enrich builds on that data by transforming it into 4,500+ attributes, including income insights, cash flow trends, liabilities, risk signals, and spending patterns.
- What types of insights does Flinks Enrich provide?
Enrich generates insights such as income source, cash flow trends, recurring obligations, NSF and overdraft signals, spending behaviour, and liability indicators. Attributes are grouped into different packages based on your use case. Check the full list of attributes and packages in our documentation.
- What data sources can Flinks Enrich work with?
Flinks Enrich can process raw bank data from Flinks Connect, bank statements extracted via Flinks Upload, or financial data from external providers using CSV or JSON formats.
- How do we access enriched data?
Enriched attributes are available through Flinks APIs or can be delivered automatically via webhooks when new or refreshed data is available.
- How far back does Enrich analyze financial history?
Enrich analyzes up to 12 months of transaction history to identify trends, patterns, and financial behaviours, uncovering insights that traditional credit bureaus often miss.
- Can enriched data be refreshed over time?
Yes. Enriched attributes can be refreshed automatically as underlying raw financial data is updated. Flinks also supports scheduled refreshes, which are explained in more detail in our documentation.
- Is there a way to view Enrich insights without building a full API integration?
Yes. Flinks offers a customer dashboard that allows teams to visualize enriched financial data and insights without requiring a full API integration.
- How is Flinks Enrich priced?
Pricing is usage-based and depends on the attribute packages selected and the volume of API calls used to retrieve enriched data. Flinks uses streamlined endpoints that return a more complete data set per request, helping reduce unnecessary calls and extra charges.
Explore our embedded finance solutions
Connect
Easily connect to your customer’s financial accounts.
Upload
Automatically process documents and detect advanced fraud.
Meet with an expert today
financial experiences.
Discover how you can:
Trusted by innovators like
%201.png)
%201.png)
