Faster, more consistent underwriting for equipment leasing
Trusted by leading financial institutions and innovators
How Flinks works
Use direct bank connectivity or uploaded bank statements to retrieve complete transaction activity for up to 12 months.
Flinks applies categorization and pattern detection to transform raw transactions into structured, meaningful financial data.
Integrate the enriched data into your LOS or CRM through API or webhooks. Underwriters get clear signals without relying on manual extraction.
How Flinks can help
Support both bank connections and document uploads
Flinks makes it easy for applicants to connect their bank accounts or upload financial documents like bank statements. This flexibility reduces drop-offs and helps deliver a smoother onboarding experience.
Standardize data outputs at scale
Make sense of complex equipment leasing applications, even when they include multiple bank statements and accounts from different financial institutions. Flinks extracts and structures key financial data into consistent outputs, ready for analysis.
Detect up to 3x more document fraud than manual reviews
Use OCR and AI-powered fraud detection to flag signs of document tampering, inconsistencies, and suspicious patterns. Apply automated checks across every file while maintaining an audit trail.
Uncover risk signals beyond bureau data
Surface cash flow insights like volatility, average balances, recurring deposits, and obligations. Identify risk indicators such as NSFs, overdrafts, and micro-loan activity that credit bureaus often miss.
Integrate directly into your workflows
Send structured outputs into your LOS and CRM via API or webhooks to streamline underwriting workflows and keep financial intelligence inside your systems.
How different industries are using Flinks to underwrite equipment leases
Evaluate business financial health, liquidity, and operating trends to support faster, more confident credit decisions.
Gain visibility into customer financial behavior to support better credit strategies and personalized offers.
Explore our embedded finance solutions
Connect
Allow your customers to connect their bank accounts and gain instant access to data from 15,000+ financial institutions in North America.
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Enrich
Turn raw data into 4,500+ real-time attributes covering transactions, income, cash flow trends, liabilities, NSF, loan stacking, and more.
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Upload
Process and verify bank statements and void cheques in real time to prevent fraud, accelerate decisions, and streamline onboarding.
Pay
Simplify account validation, funding, loan repayments, and PAD authorization with one secure payment platform.
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