The infrastructure layer for modern banking

Deliver modern digital banking experiences, build fintech partnerships that strengthen your competitive position, and innovate faster to increase customer lifetime value.

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Trusted by leading financial institutions and innovators

The Challenge

Legacy infrastructure slows down innovation

Customers expect the same frictionless experience from their bank that they get from fintechs: modern digital onboarding, seamless transfers, fast money movement. Most banks and credit unions are still building these capabilities one system at a time, constrained by legacy infrastructure that slows innovation down.
The Flinks Solution

Build faster. Partner better. Innovate more.

Flinks brings together connectivity, intelligence, and payments into a single embedded finance platform, giving financial institutions the infrastructure to deliver modern banking experiences faster. From account switching and asset transfers to Guaranteed EFT and open banking capabilities, Flinks helps you accelerate delivery, reduce build complexity, and meet the compliance and regulatory requirements of financial institutions.

How Flinks can help

EMBEDDED FINANCE

Bring your institution where customers already are

Flinks connects banks and credit unions to the platforms their customers already use, acting as the integration and distribution layer between your institution and the financial ecosystem. From embedding account opening inside third-party platforms to sharing data feeds externally, Flinks extends your reach beyond your own channels.

ACCOUNT SWITCHING

Turn new accounts into primary relationships

Most customers who open a new account keep their payroll, bill payments, and recurring transfers at their previous institution. Flinks retrieves the financial relationships tied to a customer's existing account and helps your institution guide that transition — accelerating activation and capturing more deposits from day one, embedded in your onboarding flow.

INVESTMENT AND ASSET TRANSFERS

Asset transfers without the back-office burden

Investment transfers still rely on manual form entry, back-office validation, and lengthy processing times. Flinks replaces that with secure account connectivity and verified holdings data, enabling your institution to confirm identity, validate account details, and assess transfer eligibility while reducing errors and accelerating access to customer assets.

MONEY MOVEMENT

Fast bank transfers, reduced payment risk

Guaranteed EFT combines account linking, real-time verification, and transaction risk assessment to ensure transfers settle reliably. Flinks evaluates payment risk before processing, reducing NSF failures and providing faster access to funds.

OPEN BANKING

Deploy open banking at scale

With a production-ready API, consent management layer, and access to 400+ accredited fintech applications, your institution can securely share customer data with the platforms customers already use and gain visibility into the product opportunities those connections surface.

Explore Flinks Outbound
Explore Flinks Outbound
“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible”.
Laura Lampe
VP of Operations
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Meet with an expert today

Book a 15-minute chat to see how Flinks can help you build seamless
financial experiences.

Discover how you can:

Onboard and verify clients in seconds
Power smarter decisioning with 4,500+ financial attributes
Get instant access to data from 15,000+ institutions
Authenticate documents and detect fraud automatically
Send and receive payments through one unified platform

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