Smarter credit intelligence for business lending

Gain visibility into business financial health, support faster underwriting, and deliver a smoother funding experience. Flinks helps business lenders act quickly with confidence while meeting compliance and risk requirements.
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Trusted by leading financial institutions and innovators

The problem
Legacy processes and shallow data slow business lending
Underwriting business loans still relies on slow processes and incomplete financial information. Teams spend time piecing together bank statements across multiple accounts, reconciling inconsistent reporting, and interpreting muddy cash flow signals. Detecting document fraud is difficult without the right tools. These delays extend deal cycles, increase underwriting costs, and make it harder to compete with lenders who move faster.
The Flinks solution
Increase velocity.
Reduce risk.
Flinks brings speed, consistency, and compliance to business lending. Connect to business accounts in seconds, streamline document reviews, and access enriched financial attributes for cash flow, expenses, liabilities, and operating expenses. We help lenders reduce risk and shorten the path from application to funding so your team can close more deals with confidence.

How Flinks can help

ONBOARDING

Faster onboarding for complex applications

Connect to multiple business banking accounts quickly and securely. Reduce paperwork, eliminate data entry errors, and begin underwriting with verified account information that helps you review deals faster.

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UNDERWRITING

Deep analysis of business financial health

Access up to 12 months of enriched transactions across all business accounts. Review operating income, merchant deposits, vendor payments, payroll, cash flow trends, loan payments, liabilities, expense patterns, and potential loan stacking.

These insights help you understand the true financial position of a business, assess repayment capacity, and identify early signs of risk with clarity.

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DOCUMENT PROCESSING

Drive efficiency with fewer manual document reviews

Business lending requires reviewing multiple documents across entities and accounts. Flinks Upload uses OCR and AI-powered fraud detection to extract key information and flag signs of tampering, helping your underwriters spend less time validating documents and focus on assessing creditworthiness.

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ACCOUNT FUNDING

Faster commercial loan disbursements

Ensure fast, reliable disbursement and repayment setup with account validation, PADs, and Guaranteed EFT. Reduce manual input errors, NSFs, and delays so approved businesses can access funds quickly and move forward with confidence.

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Moving to Flinks to process documents helped us fight fraud and improve efficiency by automating tasks that were previously done manually.
Noah Benaroch
Founder and CEO

Meet with an expert today

Book a 15-minute chat to see how Flinks can help you build seamless
financial experiences.

Discover how you can:

Onboard and verify clients in seconds
Power smarter decisioning with 4,500+ financial attributes
Get instant access to data from 15,000+ institutions
Authenticate documents and detect fraud automatically
Send and receive payments through one unified platform

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