Built for financial decisions.
Not just data access.
Flinks delivers high-reliability connections across North America, with 4,500+ enriched financial attributes that support automated decisioning at scale.
Trusted by leading financial institutions and innovators
Researching solutions?
Here’s what to consider
Here’s what to consider
While MX is a well-established financial data provider, Flinks stands apart with superior connection reliability, broader North American coverage, and the ability to transform transaction data and bank statements into deeper financial insights.
For businesses that need to connect to Canadian banks, this difference matters even more. Flinks delivers a more reliable, seamless, and predictable experience — reducing drop-offs and driving higher conversion rates.
For businesses that need to connect to Canadian banks, this difference matters even more. Flinks delivers a more reliable, seamless, and predictable experience — reducing drop-offs and driving higher conversion rates.
The Flinks difference
ONBOARDING (KYC)
Connect every customer, every time
95%+ success rate across 15,000+ institutions in North America — including 97 of the top 100 U.S. banks. Fewer drop-offs, faster onboarding.
UNDERWRITING
Smarter insights. Stronger decisions.
4,500+ enriched attributes deliver a complete financial picture — covering transactions, income, cash flow trends, liabilities, NSF events, overdrafts, loan stacking, and more.
All data is delivered in a consistent, structured format, making it easy to extract meaningful insights and power decisions across lending, fintech, and financial institution use cases.
All data is delivered in a consistent, structured format, making it easy to extract meaningful insights and power decisions across lending, fintech, and financial institution use cases.
DOCUMENT PROCESSING
Process and verify financial documents
From bank statements to void cheques, Flinks extracts and structures financial data in near real time, enabling teams to verify financial information when direct connections aren’t available or users prefer to upload documents.
.avif)
FRAUD DETECTION
Stop fraud before it costs you
Real-time detection powered by AI trained on 100M+ documents verifies bank statements and void cheques instantly. Automated approvals, flags, or rejections help you detect up to 3× more fraud than manual reviews and keep your business protected.
Flinks vs MX at a glance
Onboarding (KYC)
15,000+ financial institutions across North America, with strong Canadian coverage and reliability.
Underwriting
4,500+ enriched attributes designed to power cash flow analysis, underwriting, and other use cases.
Income verification
Deeper insights into income sources and breakdowns, delivered through Flinks Enrich.
Fraud detection
Instant bank verification, deeper risk-focused attribute packages, and unique document fraud detection.
Payments
Instant bank verification, account balances, and money movement via Interac e-Transfer or EFT in Canada.
MX
Onboarding
13,000+ financial institutions and fintechs across North America, with stronger reliability in the US.
Underwriting
Enriched data more focused on customer analytics and personal finance management use cases.
Income verification
Broader income data with insights primarily focused on spend-to-income analysis.
Fraud detection
Instant bank verification and transaction analysis used to identify potential risk signals.
Customer service
Instant bank verification and account balances to support payment and risk workflows.
Pricing
Built for your success
Exceptional customer experience
Onboarding in days, responsive service, and a team that stays close well beyond implementation.
Intuitive dashboard
For customers who aren’t API-ready, Flinks provides a ready-to-use dashboard that makes setup fast and easy.
Simple pricing
A streamlined pricing model that keeps costs predictable and scalable for companies of all sizes.
What our customers say about us
“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
Read case study
“With our AI and credit models the more data we have, the better decisions we can make. And Flinks help us by giving us more data. They give us both a macro and micro view of consumer behaviour.”
Read case study
“Files are securely transferred from our front-end, which powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
Read case study
“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
Read case study
“With our AI and credit models the more data we have, the better decisions we can make. And Flinks help us by giving us more data. They give us both a macro and micro view of consumer behaviour.”
Read case study
“Files are securely transferred from our front-end, which powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
Read case study
Power every financial decision with confidence
Flinks delivers reliable connections, deeper insights, and the infrastructure to power better financial experiences across North America.
Talk to an expert