Reliable connectivity. Better financial insights.
Flinks delivers higher connection success rates, deeper data enrichment, predictable pricing, and broader North American coverage — giving financial institutions a more reliable alternative to Plaid.
Trusted by leading financial institutions and innovators
The problem with other solutions
Every day we hear from financial institutions, lenders, and fintechs frustrated with their current providers. Connections break and cause costly drop-offs, data arrives raw and fragmented, and customer support becomes harder to reach once the contract is signed.
For businesses that need to connect to Canadian banks, these problems are even more noticeable. Limited coverage and unreliable connections force teams to build workarounds that waste time, increase costs, and deliver a subpar customer experience.
They deserve better.
For businesses that need to connect to Canadian banks, these problems are even more noticeable. Limited coverage and unreliable connections force teams to build workarounds that waste time, increase costs, and deliver a subpar customer experience.
They deserve better.
The Flinks difference
ONBOARDING (KYC)
Connect every customer, every time
95%+ success rates across 15,000+ financial institutions in North America, including the largest banks in the U.S. and Canada, mean fewer drop-offs and higher conversion rates. Many teams rely on Flinks for its unmatched Canadian coverage and connection reliability.
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UNDERWRITING
Smarter insights. Stronger decisions.
4,500+ enriched attributes deliver a complete financial picture, covering transactions, income, cash flow trends, liabilities, NSF events, overdrafts, loan stacking, and more. All in a consistent, structured format — without stitching together raw data from multiple API endpoints.
EMPLOYMENT AND INCOME VERIFICATION
Process and verify documents
From bank statements to void cheques, Flinks extracts and structures financial data in near real time, making it easy to process income and employment information when bank connections aren’t available or users prefer to upload documents.
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FRAUD DETECTION
Stop fraud before it costs you
Real-time detection powered by AI trained on 100M+ documents verifies bank statements and void cheques instantly. Automated approvals, flags, or rejections help you detect up to 3× more fraud than manual reviews and keep your business protected.
Flinks vs Plaid at a glance
Onboarding (KYC)
Account linking with 4,000+ OAuth/API integrations, plus unique document verification and unmatched coverage with Canadian banks.
Underwriting
4,500+ attributes enriched and delivered through streamlined API endpoints.
Income verification
Built into Flinks Enrich with added insights. Available via bank connection or document upload.
Fraud detection
Unique AI-powered document fraud checks for bank statements and void cheques.
Customer service
Faster onboarding and dedicated support team.
Pricing
Simple, predictable and scalable with volume discounts.
Plaid
Onboarding
Account linking, ID verification, live verification, and AML toolkit.
Underwriting
Raw data spread across multiple endpoints, sometimes slow to retrieve.
Income verification
Offered as a separate product, upping costs and adding operational complexity.
Fraud detection
Fraud checks via AML toolkit and fraud networks.
Customer service
Post-sale support is more focused on Enterprise clients.
Pricing
Multiple API charges due to non-consolidated data. Platform and subscription fees can drive up costs.
Built for your success
Exceptional customer experience
Onboarding in days, responsive service, and a team that stays close well beyond implementation.
Intuitive dashboard
For customers who aren’t API-ready, Flinks provides a ready-to-use dashboard that makes setup fast and easy.
Simple pricing
A streamlined pricing model that keeps costs predictable and scalable for companies of all sizes.
What our customers say about us
“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
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“With our AI and credit models the more data we have, the better decisions we can make. And Flinks help us by giving us more data. They give us both a macro and micro view of consumer behaviour.”
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“Files are securely transferred from our front-end, which powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
Read case study
“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
Read case study
“With our AI and credit models the more data we have, the better decisions we can make. And Flinks help us by giving us more data. They give us both a macro and micro view of consumer behaviour.”
Read case study
“Files are securely transferred from our front-end, which powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
Read case study
Choose smarter
Flinks gives financial institutions unmatched reliability, insights, cost predictability and customer service.
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