Insights you need. Support you can trust.
Flinks delivers higher connection success rates, deeper data enrichment, and better customer service than Plaid, giving US-based financial institutions the partner they deserve.
Trusted by leading financial institutions and innovators
The problem with other solutions
Every day we hear from financial institution leaders frustrated with their current providers. Connections break and cause costly drop-offs, raw data lacks the enrichment needed for confident decisions, and customer service becomes hard to reach once the contract is signed.
They deserve better.
They deserve better.
The Flinks difference
ONBOARDING (KYC)
Connect every customer, every time
95%+ success rate across 15,000+ institutions in North America — including 97 of the top 100 U.S. banks. Fewer drop-offs, faster onboarding.
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UNDERWRITING
Smarter insights. Stronger decisions.
4,500+ enriched attributes reveal income, spending patterns, and fraud signals beyond raw data, giving you underwriting confidence others can’t match.
EMPLOYMENT AND INCOME VERIFICATION
Verify any document in seconds
From void cheques to bank statements, Flinks adapts to every format. Automated verification flags tampering instantly, cutting manual review to zero.
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UNDERWRITING
Stop fraud before it costs you
Real-time detection powered by AI trained on 100M+ documents verifies bank statements and void cheques instantly. Automated approvals, flags, or rejections help you detect up to 3× more fraud than manual reviews and keep your business protected.
Built for your success
Exceptional customer experience
Onboarding in days, responsive service, and a team that stays close well beyond implementation.
Intuitive dashboard
For customers who aren’t API-ready, Flinks provides a ready-to-use dashboard that makes setup fast and easy.
Simple pricing
A streamlined pricing model that keeps costs predictable and scalable for companies of all sizes.
What our customers say about us
“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
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“With our AI and credit models the more data we have, the better decisions we can make. And Flinks help us by giving us more data. They give us both a macro and micro view of consumer behaviour.”
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“Files are securely transferred from our front-end, which powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
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“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
Read case study
“With our AI and credit models the more data we have, the better decisions we can make. And Flinks help us by giving us more data. They give us both a macro and micro view of consumer behaviour.”
Read case study
“Files are securely transferred from our front-end, which powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
Read case study
Flinks vs Plaid at a glance
Onboarding (KYC)
Account linking with 4,000+ OAuth/API integrations, plus unique document verification.
Underwriting
4,500+ attributes enriched and delivered through streamlined API endpoints.
Income verification
Built into Flinks Enrich with added insights.
Fraud detection
Unique AI-powered document fraud checks for bank statements and void cheques.
Customer service
Faster onboarding and dedicated support team.
Pricing
Simple, predictable and scalable with volume discounts.
Plaid
Onboarding
Account linking, ID verification, live verification, and AML toolkit.
Underwriting
Raw data spread across multiple endpoints, sometimes slow to retrieve.
Income verification
Offered as a separate product, upping costs and adding operational complexity.
Fraud detection
Fraud checks via AML toolkit and fraud networks.
Customer service
Post-sale support is more focused on Enterprise clients.
Pricing
Multiple API charges due to non-consolidated data.
Choose smarter
Flinks gives US financial institutions unmatched reliability, insights, and customer service.
Talk to an expert