Financial data API for faster onboarding and smarter decisioning

Flinks gives lenders, financial institutions, and fintechs a financial data API that delivers real-time, enriched insights from up to 12 months of transactions across 15,000+ banks in North America.

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Trusted by leading financial institutions and innovators

Link users’ bank data to your solution

Link users’ bank data to your solution

Using the Flinks financial data API, your customers can securely connect their bank accounts or upload financial documents such as bank statements or void cheques.

Actionable financial insights at your fingertips

Actionable financial insights at your fingertips

Flinks organizes financial data into 4,500+ real-time attributes, covering transactions, income, balances, loan stacking, NSFs, cash flow trends, and more.

Supercharge your financial services

Digital KYC & Onboarding

Streamline onboarding with real-time financial data that supports identity checks, account verification, and risk assessment. Our financial data API helps reduce friction while improving compliance.

Identity & Bank Verification

Confirm identities and verify bank accounts using reliable, consumer-permissioned financial data. Automate verification workflows and reduce document fraud with our embedded finance platform.

Lending & Underwriting

The Flinks financial data API delivers the depth lenders need for fairer, more accurate underwriting. You'll have access to up to 12 months of enriched transaction data, including income, cash flow patterns, and liabilities.

Wealth Management & PFM

Build personalized financial experiences with both transaction and behavioral insights. Use financial data to categorize spending, analyze trends, and deliver smarter wealth management and personal finance tools.

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Benefits of using our
financial data API

Proven reliability

A 95%+ success rate across 15,000+ North American institutions means fewer drop-offs and faster onboarding, with OAuth and smart MFA handling built in.

Deep insights

Transform bank data into 4,500+ real-time attributes covering income, cash flow, liabilities, NSF, overdrafts, and loan stacking—ready for credit decisioning.

Fast data access

Retrieve exactly the information you need using our financial data API, webhooks, or intuitive customer dashboard.

What our customers say about us

Don’t take our word for it. Our customers love us, and here’s what they say on G2.

“Best tool for bank verification”
Flinks has easy access to all banking information. It shows the address of the customer, their employer information, and all loans and payments. It breaks everything down into easy-to-read graphs and tabs!
Meagan L.
Manager
“Start-up friendly and scalable solutions”
Flinks’ products provide value to a segment in the credit sphere that is currently underserved by banks, and the only other options are very harsh on cashflow and expensive to deal with.
Charles K.
President
“Great experience, good customer service when needed”
Flinks simplifies our loan processing, API works great, easy integration and good customer experience.
Alex B.
CEO

Meet with an expert today

Book a 15-minute chat to see how Flinks can help you build seamless
financial experiences.

Discover how you can:

Onboard and verify clients in seconds
Power smarter decisioning with 4,500+ financial attributes
Get instant access to data from 15,000+ institutions
Authenticate documents and detect fraud automatically
Send and receive payments through one unified platform

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