Stop guessing.
Start deciding smarter.
Connectivity is table stakes. Flinks gives US lenders the
intelligence they need to make smarter, safer, and faster
credit and fraud decisions.
intelligence they need to make smarter, safer, and faster
credit and fraud decisions.
Trusted by leading financial institutions and innovators
The challenges US lenders face
High drop-off rates
Borrowers abandon applications when connections fail, costing you approvals and revenue.
Coverage gaps
Limited access to key banks and financial institutions creates blind spots, blocking you from serving more borrowers.
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Raw data
Lenders need insights, but instead get raw data that’s hard to analyze, slowing critical decisions.
The Flinks difference
ONBOARDING (KYC)
Connect every customer, every time
95%+ success rate across 15,000+ institutions in North America — including 97 of the top 100 U.S. banks. Fewer drop-offs, faster onboarding.
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UNDERWRITING
Smarter insights. Stronger decisions.
4,500+ enriched attributes reveal income, spending patterns, and fraud signals beyond raw data, giving you underwriting confidence others can’t match.
EMPLOYMENT AND INCOME VERIFICATION
Verify any document in seconds
From void cheques to bank statements, Flinks adapts to every format. Automated verification flags tampering instantly, cutting manual review to zero.
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FRAUD DETECTION
Stop fraud before it costs you
Real-time detection powered by AI trained on 100M+ documents verifies bank statements and void cheques instantly. Automated approvals, flags, or rejections help you detect up to 3× more fraud than manual reviews and keep your business protected.
Built for your success
Exceptional customer experience
Onboarding in days, responsive service, and a team that stays close well beyond implementation.
Intuitive dashboard
For customers who aren’t API-ready, Flinks provides a ready-to-use dashboard that makes setup fast and easy.
Simple pricing
A streamlined pricing model that keeps costs predictable and scalable for companies of all sizes.
What our customers say about us
“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
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“With our AI and credit models the more data we have, the better decisions we can make. And Flinks help us by giving us more data. They give us both a macro and micro view of consumer behaviour.”
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“Files are securely transferred from our front-end, which powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
Read case study
“With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”
Read case study
“With our AI and credit models the more data we have, the better decisions we can make. And Flinks help us by giving us more data. They give us both a macro and micro view of consumer behaviour.”
Read case study
“Files are securely transferred from our front-end, which powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.”
Read case study
First time hearing about Flinks?
Founded in 2016, Flinks provides secure connectivity to over 15,000 financial institutions and powers more than one million data connections each month.
Trusted by leaders in finance, our platform turns raw financial data into automated intelligence. Our mission: to build an open, secure financial ecosystem where businesses and individuals control their data.
Learn more
Decide smarter
Flinks gives US lenders and financial institutions unmatched reliability, insights, and customer service.
Talk to an expert